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Mortgages

Residential Mortgages

If you are not aware of the buying process it is strongly suggested to speak to an adviser who can explain timelines, help you budget and ensure you understand all the financial terms so that you take out the most suitable mortgage. See our knowledge base for general information. Some banks have enhanced or favourable criteria for professionals, contractors, company owners and unusual income types. We can guide you to the most favourable lender to take this income in its entirety.

Buy to Let

Buy to let has become a far more complicated area of finance. The UK government and regulatory authorities (Prudential Regulation Authority) have made several changes to protect market integrity. There are more stringent affordability checks as well as changes to the tax relief landlords could previously use. It is very important to have a clear strategy and understanding of the long-term arrangement of the buy to let as to change the structure in the future can be difficult and costly. It is important to have an accountant or tax adviser who can help with the relevant tax advise as well.

Commercial Mortgages

Finding the right mortgage for a Commercial development or property can be especially difficult for business' as lenders are aware of the volatility of income during the year after year. However as this sector continues to grow, lenders are forced to produce more viable products.

At Monopoly Mortgages we make sure we find you the best loan to suit your current financial status. Making sure you as a customer receive the best possible service in a smooth memorable process for you. Having strong relationships with the key lenders in the UK mortgage market, including private banks.

Bridging Loans

Bridging Finance can be very useful option for you. Saving you time to complete a transaction more efficiently. Whether you're looking to fund a commercial project or a residential property, we can help you.

At Monopoly Mortgages we make sure we find you the best loan to suit your current financial status. Making sure you as a customer receive the best possible service in a smooth memorable process for you. Having strong relationships with the key lenders in the UK mortgage market, including private banks.

These products are normally non-regulated products, therefore the protection that is normally afforded by regulated products does not apply.

Help to Buy Scheme

The government has created the Help to Buy schemes including Help to Buy: Shared Ownership and Help to Buy: Equity Loan to help first time buyers take steps to buy your own home with government support.

At Monopoly Mortgages we make sure we find you the best loan to suit your current financial status. Making sure you as a customer receive the best possible service in a smooth memorable process for you. Having strong relationships with the key lenders in the UK mortgage market, including private banks.

Remortgages

Remortgages can be confusing sometimes with so many different options available. Do you want to release any equity? Would you prefer a fixed or discounted rate? Do you wish to use the same lender or is there a chance another lender can offer you a better deal?

At Monopoly Mortgages we make sure we find you the best loan to suit your current financial status. Making sure you as a customer receive the best possible service in a smooth memorable process for you. Having strong relationships with the key lenders in the UK mortgage market, including private banks.

Private Bank Mortgages

Using a Private Bank Mortgage can be favourable towards your financial status. Private Banks arguably take a more in depth consideration into the customers income, assets and investments which can occasionally mean a better offer than other "high street lenders".

At Monopoly Mortgages we make sure we find you the best loan to suit your current financial status. Making sure you as a customer receive the best possible service in a smooth memorable process for you. Having strong relationships with the key lenders in the UK mortgage market, including private banks.

International Mortgages

Lenders may often shy away from offering a competitive mortgage to an international buyer looking to purchase in the U.K. Even with a great income. Having offers from a vast amount of lenders would be beneficial for you when choosing the right lender for you.

At Monopoly Mortgages we make sure we find you the best loan to suit your current financial status. Making sure you as a customer receive the best possible service in a smooth memorable process for you. Having strong relationships with the key lenders in the UK mortgage market, including private banks.

These products are normally non-regulated products, therefore the protection that is normally afforded by regulated products does not apply.

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